This is an excerpt from "Credit is a Four Letter Word", which is copyrighted by the author. All rights are reserved. The entire book is available here. Although you can read the entire book by using the navigation at the bottom of this page, you might find it more convenient to have it available to print out, or read as a standard PDF. We've made it very affordable in that format, or you can continue reading (for free) here. I hope you enjoy it.


5

5. Currency conversion fees.

 

If you plan to use your card abroad, you should take a look at how much the card charges for transactions made in other currencies. Some cards can be much more expensive than others.

 

These are the most important provisions in the fine print of the terms and conditions.  If you don’t bother reading anything else, at least read this information when you apply for a new card, or accept the amended terms for an existing one.

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