9. Motivation. Once you've achieved your very first goal it's quite hard to stop. Budgets help keep you motivated toward achieving the goals you've set for yourself. With organization it won't look so hard, and before you know it, you've saved enough for your next major purchase.

 

10. Co-ordination. Budgets involving two or more people will inspire co-ordination and teamwork among them, facilitating communication and decentralizing tasks while still regaining control.

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